MTN Mobile Money Transfer Deducted from My Account but Not Received by the Recipient
I am submitting this complaint regarding a mobile money transfer that appears to have been deducted from my MTN Mobile Money account without the recipient receiving the funds. On 14 October 2026, I attempted to transfer GHS 350.00 to another mobile money user. I received a transaction notification indicating that the transfer had been processed, and the amount was deducted from my account. However, the intended recipient has confirmed that the funds have not been credited to their account. This situation has caused concern because I cannot confirm the current status or location of the money. I request that MTN Ghana investigate the transaction, trace the funds and provide a clear explanation of what happened. Requested action Trace the GHS 350.00 transfer using the transaction reference. Confirm whether the transfer was completed, is pending or failed. If the transaction failed, reverse or refund the amount as appropriate. If the transaction was completed, provide confirmation through the appropriate secure channels. Provide a complaint reference and an update on the investigation. Supporting evidence Evidence 1: Screenshot of the sender's transaction confirmation. Evidence 2: Screenshot of the sender's transaction history showing the debit. Evidence 3: Recipient's transaction history, with their consent, showing that the funds were not received. Evidence 4: Previous customer-service correspondence, if available.
